Great team

Derek and his team are amazing.And I would recommend them to anyone, and everyone



I have used VUHL for several refinances since 2018 and each experience has been great. I have recommended them to a family member who is looking to possibly refinance dependent on APR from the FED in the next few weeks.

Professional, courteous and a get it done and done right way of doing business is how I'd describe Craig and Codi. They were an absolute pleasure to deal with. I would highly recommend Veterans United.

Matthew and Melany were a pleasure to work with. They both communicated very well through the entire process.

To whom it May Concern, June 15, 2026
My wife Marjorie and I would like to Thank the staff of Veterans United Home Loan very much for accepting us to refinance our home mortgage through you. I was quite impressed to receive a txt call and email after filling out an online application from
MS Jen Huppert introducing herself to be the agent handling our application. we received and immediate quote on the same evening that same day and compared her quote with 3 other lenders. We like her quote because it gives us more breathing room from the old one, so we proceed to go forward with her. She was meticulous on her instructions, directions and guidance getting all our documents submitted correctly in a timely manner. She was very professional and new her job well, she has shown great tact and communicates very respectfully to myself and my wife which made us more comfortable with Veterans United. if we ever run into families and friends trying refinance their homes, we would gladly recommend Veterans United and contact MS Jen Huppert. A big Mahalo to VU.Semper Fidelis
MB Floresca USMC retire

Although it took a lengthy time to accomplished all task from both sides, in the end it went well. I received a fair and favorable percentage rating to the end compared to other lenders iffy offers. I thank the Veterans United team for their patience.

Chase and Hope both are outstanding to work with and helped me in the initial purchase and refinancing of my home! I highly reccomend them with the highest regards to thier devotion to your success in buying or refinancing your home!






Absolutely fantastic work very helpful and fast I'd highly recommend them



Excellent service throughout the loan process. Shannon was excellent, professional and cheerful. What impressed me the most was that she always returned my emails or texts usually within the hour. Shows true professionalism and client concerns.Have used V.U. in the past and will use them again in the future!!


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What a tremendous experience. My team was truly exceptional. Thank you all so much


The paperwork was exceptionally simple. The VU agents were very knowledgeable, friendly, & easy to work with. The agent that was my primary contact, Justin Wandel, was an excellent sales rep who explained details in a very easy to understand way.

They called me told me that interest rates have dropped and we were able to lock in at a lower rate!


Heidi is my go to person for a refinance not only is she knowledgeable, easy, to work with and friendly. She makes the process easy and is always great to work with. Heidi is a rockstar!!!






